By federal law, each of the 3 major credit bureaus is required to provide you with one free copy per year of your credit report (though not your credit score ) upon request. It is important to review this information not only to track and improve your financial health, but also to ensure against fraud and identity theft. Because of this, it is advisable to space your requests out from the 3 bureaus throughout the year, like every 4 months, rather than requesting them all at the same time.
By law you are also entitled to receive a copy of your free annual credit report if you have been denied or turned down for credit. The company you applied for credit through must provide you with the name and contact information of the credit bureau they obtained your information from. You can then contact this credit bureau within 60 days using the information provided to obtain your free annual credit report.
click here to get your annual credit report
You can try my another post: Get your free annual credit report